REGULATORY GOVERNANCE AND DIGITAL TRANSFORMATION IN NIGERIA: ASTUDY OF SELECTED INSURANCE FIRMS. ABUJA JOURNAL OF BUSINESS AND MANAGEMENT, [S. l.], v. 3, n. 4, 2025. DOI: 10.7118/sfnn1c03. Disponível em: https://ajbam.com.ng/index.php/ajbam/article/view/191.. Acesso em: 11 nov. 2026.