INFORMATION AND COMMUNICATION TECHNOLOGY TOOLS AND PERFORMANCE OF ZENITH BANK PLC. ABUJA JOURNAL OF BUSINESS AND MANAGEMENT, [S. l.], v. 3, n. 1, 2025. DOI: 10.70118/ajbam-01-2025-100. Disponível em: https://ajbam.com.ng/index.php/ajbam/article/view/110.. Acesso em: 18 aug. 2025.