INFORMATION TECHNOLOGY (IT) ADOPTION AND CUSTOMER SERVICE IN UNITED BANK FOR AFRICA (UBA), ABUJA. ABUJA JOURNAL OF BUSINESS AND MANAGEMENT, [S. l.], v. 4, n. 2, p. 58–69, 2026. DOI: 10.7118/zgfx0e43. Disponível em: https://ajbam.com.ng/index.php/ajbam/article/view/221.. Acesso em: 11 nov. 2026.